Underwriter, Emmanuel Johnson, better known to TAB as EJ, shares insights into his role, upcoming developments from the business and why the vision of the business makes TAB an enjoyable place to work.

Katrina and Nick from TAB are back with season 1, episode 8: Care Homes of the TAB University property, lending and investing podcast.

On this week's podcast, we're joined by clients of TAB, Max and Alex from Stuart Clinton Property who talk to TAB on what it is like to develop care homes and assisted living.

1. What are the steps required for the development of a care home?
2. What is the difference between a care home and a nursing home?
3. How do you operate a care home?
4. What does a care home do?
5. Why are care homes needed?

Property has long been the nation’s sweetheart when it comes to investing and it is no surprise that many of the UK’s wealthiest individuals have property portfolios. While investing in bricks and mortar, from buy-to-let to property flipping remains popular, it is not as accessible for those investors who have a lower initial investment. Furthermore, with many investors wanting to diversify their portfolios, greater emphasis has been placed on alternative ways to generate returns on property.

Have you heard of bridging finance? You may have used a bridging loan to fund the purchase of a residential property. However, if you’re a business owner or are interested in becoming involved in commercial property it may feel as if traditional lenders don’t offer the products needed to acquire the capital you need. Fortunately, alternative finance providers like TAB can provide you with the funding for your commercial needs. It’s not just facilitating purchasing property that we can help with, commercial bridging finance has a number of uses, find out more below.

Have you heard of bridging finance? You may have used a bridging loan to fund the purchase of a residential property. However, if you’re a business owner or are interested in becoming involved in commercial property it may feel as if traditional lenders don’t offer the products needed to acquire the capital you need. Fortunately, alternative finance providers like TAB can provide you with the funding for your commercial needs. It’s not just facilitating purchasing property that we can help with, commercial bridging finance has a number of uses, find out more below.

The client is purchasing a vacant building that is arranged as a restaurant on the ground floor with a six room HMO on the upper two floors. The loan required was on a first charge commercial basis for £525,000.

Planning has been granted for rear extensions to the first floor and rearrangement to two studio units. The client intends to submit planning for a two bedroom mews house to the rear. His exit strategy is refinancing. 

There is good precedent for this being a number of neighbouring properties having already completed mews houses along Pembroke Place. With an LTV of 70% and a rate of 1.00% per month this loan is against a robust security with good added value opportunities.

This is a video and instructions explaining how to sign your Funding Agreement. Before you can make any investment on the TAB platform, you need to read and electronically sign your Funding Agreement.

Unless you’re a cash buyer, investing in property will likely mean you need to borrow money from somewhere. This could be via a traditional mortgage lender or an alternative finance provider offering the likes of bridging loans.

There is not one area of our lives that hasn’t been influenced by an influx of internet and mobile technology. Our homes, jobs, education, health, finances, and even our romantic lives can all be controlled and developed using online tools and portals.

A bridging loan, also known as bridging finance, is a short-term financial solution. Typically, it is used to bridge the gap if you’d like to buy a new property before selling your old one. If you need capital fast, for example, if you bought a house at auction, a bridging loan would be there to help you secure the property. In this guide, we explain how bridging loans work, what they can be used for, and how TAB can help you secure the home you want.

TAB University​ Podcast l Property, Lending and Investing - Season 1, Episode 3: Property Development is available for streaming now. The TAB team are back, this time joined by special guest Antony Stark from Linea Homes. Join Katrina Hindley and Nick Russell talking to Antony Stark for the second episode of the TAB University Podcast. In this episode, they discuss the top five questions you've been asking about property development.

1: What does a property developer do?
2: How do I become a property developer?
3: What do you look for when deciding if a development is suitable or not?
4: What's the difference between a builder and a developer?
5: What does flipping a house mean?

Join Duncan, Katrina and Nick for TAB University​ Podcast l Property, Lending and Investing. They are discussing the top five questions you've been asking about bridging loans. 1. What is a bridge loan? 2. How does a bridge loan work? 3. Who can get a bridging loan? 4. How much would a bridging loan cost? 5. What type of properties can I secure against a bridging loan?

Chancellor Rishi Sunak delivered the 2021 Budget on 3 March 2021. Whilst the majority of the speech detailed the recovery and rebuilding of the economy following the pandemic, the Chancellor also revealed the country is in the worst recession in 300 years. However, it is predicted that the economy will bounce back by mid-2022.

The client required a £1.25m first charge bridging loan to complete the purchase of a vacant former Debenhams department store, under a 43 year lease where the freeholder is Sheffield City Council. The 214,000 sq ft property is spread over 5 floors, 3 mezzanine floors and a roof terrace and sits in an extremely prominent location in Sheffield City Centre, which is currently undergoing extensive regeneration.

Join Duncan, Katrina and Eli for the first episode of the TAB University ​ Podcast l Property, Lending and Investing. They are discussing the top five questions you've been asking on Google about property investment. 1. What is property investment? 2. How do I invest in property? 3. Is property a good investment? 4. How do I invest in property with little money? 5. What does yield mean in property investment?

TAB has extended their first charge residential bridging loans reduced rates. These loans are secured against UK property. TAB’s experience means they can be flexible with their valuations and consider projects that may not suit traditional lenders.

TAB is delighted to announce the launch of its new investor platform. Powered by TAB Tech and designed with the investor in mind, the TAB platform aims to provide a seamless investment journey into bridging loans, development finance and fractional property.

It's really difficult nowadays to find good entrepreneurs who are changing their sector and which ones to follow for inspiration and business leadership. We have gathered some of the best entrepreneurs to follow in 2021.

The client required a first charge residential of £445,000 for 12 months. TAB offered the loan at 1.00% interest per month with refinancing on a buy-to-let mortgage as the exit strategy. The client needed access to finance in order to purchase the property under market value due to the specific completion deadlines.

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The aim of this blog is to help you understand how loan to value (LTV) can impact your investments and how we used LTV to determine the terms of our products. Let’s start with the basics, what exactly does it mean when we say LTV?

The client required a second charge residential loan of £380,000 for 12 months to refinance an existing bridge allowing sufficient time to establish an exit plan. A condition attached to the exit, in this case, waws that the property must be marketed by month six of the term to allow sufficient time to redeem. The LTV was 60% charged at 1.00% interest per month.

The client required a first charge development loan of £685,000 in tranches to develop of two, four-bedroom houses. The development had already started and TAB advanced the initial funds to clear the original property purchase debt and fund the next stage of construction. TAB provided the loan at a 51% LTGDV for 9 months with an agreed exit strategy of refinancing to a buy-to-let mortgage.

The client needed a £250,000 first charge mixed use bridging loan for capital raise. The client’s exit strategy is to sell to a developer on the grant of planning permission. The planning was submitted for the conversion of commercial elements of the property to residential. The LTV was 65% and terms were agreed at 0.99% interest per month for 9 months.

How to invest in real estate with little to no money!

Day 1 of starting a Proptech Company

#DefenderCast​ | S04 E01 | Arc & Co. | "Walking away from huge business deals?"

Certainty during times of uncertainty is essential to a successful bridging business - Nick Russell - Sales Director, TAB.

TAB has completed a £481,000 first charge bridging loan on an HMO property purchase in Coventry within five working days.

If you have more than one investment account with TAB then this guide is provided to help you switch between them. Follow the instructions on how to switch between accounts below.