TAB U

TAB Property introduced an innovative fractional ownership opportunity for a Travelodge hotel located in Snaresbrook, London. The initial investment proposition presented an attractive opportunity:

Discover the power of diversification in UK property investments. Explore historical trends, emerging opportunities, and key factors like interest rates and urban development shaping the market’s future.

Explore fractional property investment, a way to access real estate with a smaller financial commitment. This guide explains the potential benefits and risks, helping you understand the balance before you get started.

TAB, a provider of real estate finance, has recorded impressive growth and loan performance throughout 2024, setting the company on a solid path for expansion. With a strong pipeline, record-breaking enquiry levels, and substantial completions, TAB demonstrates resilience and agility, outperforming its previous lending volumes.

This blog explores how much money can be made from parking spaces in the UK, delving into factors that influence their profitability. We will examine the reasons behind high parking space values, the costs involved, potential returns, hidden expenses and how this investment compares to other alternatives.

TAB has completed the fractional sale of its latest prime investment opportunity in Royal Leamington Spa, a commercial property let to H&M Hennes and Mauritz UK Limited. This high-demand opportunity, valued at £3.5 million, saw 31 investors participate, with the total amount available sold out in less than three hours. The sale brings TAB’s property under management to £11.2 million, reflecting the growing appetite for fractional ownership in high-value assets.

TAB facilitated a £700,000 bridging loan, secured with a first charge, for a 12-month term with an LTV of 70.00%.

TAB facilitated a £2,362,500 commercial mortgage, secured on a first charge, on a 10 year term with an LTV of 67.50%.

TAB provided a £295,000 commercial mortgage secured with a first charge for a term of 36 months at an LTV of 55.66%.

TAB provided a £958,124 development loan secured with a first charge for a term of 18 months at an LTGDV of 64.75%.

In this blog, we’ll explore both approaches by examining their key differences in terms of ownership, risk, and accessibility.

TAB facilitated a £1,155,000 residential bridging loan for a term of 12 months at an LTV of 75.00%.

TAB facilitated a £1,285,000 first charge bridging loan for a term of 12 months at an LTV of 65.90%.

TAB provided a £206,250 residential bridging loan for a six-month term at an LTV of 75.00%.

TAB facilitated a £4,062,000 commercial mortgage for a term of 120 months at an LTV of 64.48%.

In this blog, we will explore the grey belt, Labour’s plans, and what it could mean for property developers. We will look at the opportunities, risks, and how developers might approach this area.

TAB, a leading provider of flexible real estate finance, has successfully transitioned a bridging loan into a long-term mortgage for a commercial office building in Wakefield through its TAB Series product. The property was a vacant office building initially refinanced through TAB’s bridging loan to repay an existing lender. The building has a total floor space of 1,255 sqm and comprises of two detached buildings which have been converted from industrial use to serviced offices.

In this blog, we’ll explore what LTV is and why it’s so important for property investors.

TAB’s innovative mortgage products are designed to address a significant gap in the market, where traditional lenders fall short. By offering mortgages at bridging speed, TAB is meeting the surge in demand for more flexible lending options in the sector, which is currently underserving a £50bn per annum market. TAB's ability to deliver these solutions has been met with an overwhelmingly positive response from both brokers and borrowers alike.

In this blog, we provide a practical checklist to guide you through the key factors to consider when assessing properties, ensuring you approach each potential investment with clarity and confidence.

TAB facilitated a £247,290 residential bridging loan for a term of 12 months at an LTV of 74.94%.

TAB University host Katrina Hindley discusses the key factors of short-term property lets, revenue potential, and market trends. Joining her are Mitchell Vaughan and Gavin Vaughan from Vaughan Property Group, alongside Nick Russell, sales director at TAB.

In this beginner's guide, we will walk you through the key aspects of commercial mortgages, helping you make informed decisions for your business's financial needs.

In this blog, we explore the potential effects of the minimum wage increase on real estate trends, offering valuable insights for both prospective buyers and current property investors.

TAB facilitated a £152,000 residential bridging loan for a term of 9 months at an LTV of 64.68%.

In this blog, we explore property investment strategies for generating passive income, covering key benefits, challenges, and tips for diversifying investments while avoiding common pitfalls.

In this blog, we will explore the benefits, challenges and potential of investing in parking spaces, providing useful insights for both novice and seasoned investors. 

In this blog, we will discover what makes a property green, why it could be a good investment, in terms of re-sale value, rental demands and financial initiatives, and what to consider when evaluating these properties.

TAB facilitated a £262,000 residential bridging loan for six months at an LTV of 74.86%. This was the first loan in a series of eight properties held under separate entities that the borrower is refinancing across their portfolio.

In this blog, we analyse the key aspects of the 2024 autumn budget that could impact developers and landowners, including changes to the residential property developer tax, updates to the levelling up fund, shifts in the planning system, and new directions in the affordable homes programme.

In this blog, we will provide tips on how to organise your portfolio, maintain your properties, manage finances, handle tenant relationships, and adapt to changing market conditions. By considering these aspects, you'll be better equipped to make informed decisions that align with your investment goals.

Labour’s ambitious plan to build 1.5 million homes in five years is bold. If these targets aren’t met, could repurposing iconic structures like the Houses of Parliament offer a creative housing solution? 

It's really difficult nowadays to find good entrepreneurs who are changing their sector and which ones to follow for inspiration and business leadership. We have gathered some of the best entrepreneurs to follow in 2024.

Duncan Kreeger discusses the potential impact of Labour's decisive 2024 election victory on the UK property market. With a strong majority, Labour has the chance to reshape housing policy, from ambitious home-building targets to sustainable development. 

As we navigate through 2024, with its fluid economic conditions and evolving market dynamics, the question of whether buy-to-let investments are still a sound choice remains a topic of interest. In this blog, we will explore the current state of the buy-to-let market in 2024. We clarify common misconceptions and provide a clear, realistic view for anyone considering this investment path.

TAB University host Katrina Hindley is joined by Kofi Bartels-Kodwo and Nick Russell to discuss how social media is revolutionising the property market, from marketing strategies to the buying and selling process.

Explore the life cycle of a bridging loan with our straightforward infographic. From enquiry to completion. Helping you navigate every step of the way.

TAB facilitated a £1,140,000 first charge bridging loan for a term of nine months at an LTV of 60%, secured against land with planning. The client needed to quickly release equity from a property with existing planning permission for residential development.

• Stephen Wasserman becomes COO of TAB having previously served as a Director at the company
• Wasserman is the long term business partner of TAB founder Duncan Kreeger and the pair have successfully partnered together in numerous ventures
• TAB continues to grow its business following the appointment of Samuel Leach as Head of Investor Relations last month

TAB facilitated a £2,800,000 commercial bridging loan for a term of 12 months at an LTV of 53.64%. The two properties are located in the centre of York within a predominantly retail-led area on a pedestrianised road, the surrounding occupiers include a mixture of local and national businesses.

TAB facilitated a £300,000 first charge bridging loan for a term of 12 months at an LTV of 50%. The loan was secured against a freehold land asset in Ware, recently acquired at auction by the borrower.

In this module, we will learn the key essentials of financing and investment strategies designed to build your confidence and help beginners become confident property investors. This visual guide covers the essential topics for you to make informed decisions and gain valuable insights of property finance and investment strategies.

Learn more about second charge bridging loans for property investors. Understand how these loans differ from traditional financing, their role in accelerating property investment turnarounds, and their flexibility across various property types and investor scenarios. Explore the key differences between second and first charge bridging loans, and understand when a second charge bridging loan might be beneficial to property investors.

TAB facilitated a £1,061,044 commercial bridging loan with a term of nine months at an LTV of 64.96% and refinanced the bridge into a 15 month development loan at an LTGDV of 60.10%.

In this module, we will explore the critical aspects of market analysis and research to empower you as property investors. This visual guide covers the essential topics for you to make informed decisions and gain valuable insights to navigate the dynamic property market effectively.

TAB facilitated a £1,154,000 bridging loan against a farmhouse with a converted barn in Lartington, Durham.

In the Proptech Hot Seat on iProperty Radio this week is Duncan Kreeger, CEO and Founder of TAB. Duncan joins host Carol Tallon to discuss how to get started with fractional real estate investment, the biggest challenges facing property buyers today and self managed portfolios.

Whether you're just beginning to explore property investing or looking to enhance your existing knowledge, this infographic of module two serves as a handy reference packed with practical tips and valuable insights. 

TAB facilitated a £546,000 bridging loan against a hotel, compromising seven rooms and a two-bedroom flat in Somerset, Gloucestershire.

In this blog, we will discover why credit checks are vital for maintaining a good credit score and understand the difference between a soft and hard credit check in order to navigate pre-approvals and protect your credit score from hard enquiries. We will conclude with our advice for maintaining responsible and smart usage to keep a strong credit score.

In this guide, we'll break down the concept of credit scores, explore strategies for improvement, examine the factors influencing your score and understand its impact on mortgage applications and property management.

For Mental Health Awareness Week, our latest blog featured in Bridging and Commercial dives into the importance of open communication in bridging finance. Lianne highlights the benefits of communicating with your colleagues and explores how discussing challenges and concerns can positively impact mental well-being, fostering a healthier workplace environment. Delve into the importance of cultivating a supportive workplace culture, where our team members feel valued, heard, and encouraged to share their thoughts and feelings.

This Mental Health Awareness Week, we're sharing simple strategies to boost your mental well-being. While mental health can seem like a big, daunting topic, the truth is that small, consistent habits can make a real difference in how you think, feel, and cope with life's ups and downs.

TAB, the real estate finance and investment house, is pleased to announce its partnership with Brilliant Solutions Mortgage Club, a prominent UK network for directly authorised (DA) brokers. This collaboration expands Brilliant Solutions’ already impressive lender panel.

Are you ready to take the first step towards passive income? If so, property investing may be the perfect opportunity for you.

PMS Mortgage Club has added TAB to its lender panel. PMS members will now have access to TAB's suite of lending solutions, including first and second charge residential and commercial bridging products, as well as development and refurbishment finance.

In this episode of the Property Funder Podcast, host Michael Dean sits down with Duncan Kreeger, CEO of TAB, to discuss Duncan's journey in the property finance industry.

TAB, the real estate finance and investment house has expanded its reach to Scotland.

finova Payment and Mortgage Services today announces a new partnership with real estate finance and investment platform TAB

In our latest TAB tip video, Dani Netzer our property investment director and Kobi Lehrer our chief strategy officer, help break down the answer to this question.

TAB completed a £1,023,000 commercial mortgage secured as a first charge against a mixed use property in London.

TAB, the real estate finance and investment house, has announced three noteworthy completions as part of its commercial mortgage product, which launched last year. The three properties totalling over £5m, include a shopping centre in Sheffield and two properties in Brixton and highlight the new product's flexibility.

Mortgage distributor Paradigm has announced the addition of TAB, a residential and commercial bridging loan provider, to its lender panel.

TAB, the real estate finance and investment house, has launched its new residential investment mortgage product. This move aligns with TAB's commitment to providing tailored ESG-focused financing solutions and expanding its presence in the residential market.

We have reached the module in the masterclass series where we dive into market analysis and research specifics. This part matters for many reasons, as a sound investment depends on diligent research. For newcomers, don’t skip this step - use this module as a starter for ten on how to get property investments thoroughly.

A few months ago, I asked my team, do you use AI? Once I had helped them to understand that I saw AI as a facilitator, not a shortcut, I was pleased to learn that almost everyone was using AI for something. Whether that was correcting formulae in Excel, checking punctuation within written documents or supporting the coding process for our platforms, it was saving time and helping our business to be more productive. 

What is sustainable lending?

Nick Russell our sales director breaks it down in 40 seconds for you.

What makes TAB different from other lenders?

Kobi Lehrer our Chief strategy officer here at TAB gives his answer to this question. 

Different types of properties Key financial concepts (ROI, cash flow, yield etc.) Initial steps for a new investor

TAB, the real estate finance and investment house set to have a £500m loan book in 2024, has agreed to lend £3.5m in two loans, to separate brother and sister private clients with both investment properties on the same NW London street.

Interested in learning more about TAB Property? Keen to start your property investing journey?

103519 - TAB completed a £4,083,846 development finance loan secured as a first charge against a former military base, coach house and stables based in Cambridge. 

TAB University host Katrina Hindley is joined by Tony Sutton, managing director at Specialist Financial Services and Sophie Meller, one of our business development managers here at TAB.

In this podcast episode they discuss bridging loans and the relevance of them in the current financial landscape.

Investing in real estate has long been a proven method for building wealth, but for many beginners, the prospect of entering this market can be daunting. Enter fractional investment – an innovative approach that allows you to dip your toes into real estate without the hefty price tag.

TAB has launched its new fractional ownership investment product with the purchase of two Travelodge hotels.

Watch module one here! 

Lianne Mason, our HR and people manager here at TAB, breaks down the multiple reasons people should join TAB, as well as speaking on her personal experience here so far.

The UK has set ambitious targets to reach net zero greenhouse gas emissions by 2050. This will require changes across all sectors of the economy, including real estate. Property lenders have important roles to play in supporting the transition to more sustainable buildings, but there are some important factors to consider.

Mastering the skill of financial literacy is something every individual should set as a personal goal. In this article we share five things you can do to improve your financial literacy.

104751 - £728,000 bridging loan against a mixed use property that comprises a retail ground floor and six flats above in London.

TAB completes a private securitisation facility of up to £300m to support its bridging and mortgage products.

104340 - £816,000 bridging loan against two office buildings in Yorkshire.

The TAB annual golf day video is now live!

Thank you to everyone who joined us on the day, see what went down on the day by watching the full video here.

103682 - £451,000 bridging loan against a four bedroom detached bungalow.

In today's fast-paced world, a successful office environment isn't just about meeting deadlines and achieving targets. It's about fostering a space where employees can thrive, collaborate and feel motivated every day.

The TAB Mortgage launch party video has landed!

Thank you once again to everyone who joined us on the evening, relive the night by watching the full video here.

103099 - TAB completed a £875,000 first charge bridging loan against a two bed flat in London.

Want to know more on commercial mortgages? Then this TAB University podcast episode is for you! TAB University host Katrina is joined by TAB's sales director Nick and sales development director Jon.

The lending landscape is dynamic, shaped by economic shifts, market fluctuations, and changing borrower needs. In this blog, we'll explore the significance of commercially minded decision making in lending and how this in turn benefits our borrowers and brokers. 

Short-term lender TAB has made its first specialist HR appointment, recruiting Lianne Mason as its inaugural people manager.

Discover the power of financial literacy, a skill set that empowers people to make informed decisions and take control of their finances.

TAB completed a £1.54m bridging loan secured as a first charge against a two bed apartment in Chelsea for a repeat borrower.

Gone are the days where there is one correct route to land yourself a specific job role. Experience and expertise can come in many forms, which is why we sat down with Faith Ndebele, to find out how her journey to becoming an underwriter began and how the experience has been.

Who does an underwriter work for? In this video members of our underwriting team Emmanuel Johnson CeMAP, Faith Ndebele and Danny Scoltock, break this down for you in under a minute.

In this video our team helps you break down what the process consists of, what they look for as well as what the process determines in just one minute.

On July 11th members of team TAB took part in the Running Out of Time Relay, in order to help raise money for Restless Development. Over 30 members across TAB, NHG, TFC and friends, completed either a 5KM run or half marathon.

If you’re unsure what type of property qualifies for a bridging loan, then this video will help break down the criteria in under 3 minutes for you!

In our latest day in the life video, we talk to Sam TAB's lending associate about what cool projects he’s  working on, who he admires and what he enjoys most about his role.

For the next day in the life TAB U mini series, we chat with Karen to discuss what her day entails as head of investor relations at TAB and also how she enjoys life outside of TAB. 

Our senior software engineer Kevin Pinto tells us a bit about his role in developing a bespoke platform for brokers and investors, and how bespoke technology is the driving force behind TAB. 

TAB University host Katrina is joined by Nick and special guest Investor and Development Principal Daren Burney.

If you're unsure what a second charge loan is, this is the video for you.

Exploring alternative finance webinar hosted by The Landsite.

Highlights from the webinar include:

• Insight on alternative financing
• A deep dive into how bridging has become a a short term solution
• An exploration of the impact of base rates on lenders and borrowers

If you are unsure on what the different stages of development finance are, this video is for you.

For the next day in the life TAB U mini series, we sat down with Sagar to discuss what life looks like as a software engineer at TAB and how he enjoys his time away from the office.

If you're unsure on how much you can borrow with TAB, this video is for you.

Danny Scoltock is head of underwriting for TAB and has over ten years of specialist finance experience. For the next day in the life series, he gives us an inside look into his daily routine as an underwriter.

103259 - Four loans, totalling £16,000,000, across multiple assets for one borrower against a residential block and student accommodation.

Are you thinking of getting a bridging loan investment but are unsure where to start, what's included and the reasoning behind it? Karen, our head of investor relations will break it down for you

Unsure what loan to value is? Karen, our head of investor relations will break it down for you.

TAB completed a £1.32m first charge bridging loan for a repeat borrower of TAB. The loan is secured against a recently refurbished three bedroom apartmentwith communal gardens in South Kensington.

TAB provided a £417,750 loan for the refurbishment loan of an end terrace house that’s divided into two maisonettes: the lower ground and ground floor. The top floor is owned by another tenant.

“Financial literacy” refers to the knowledge and skills required to make informed and effective decisions regarding your personal finance. Being financially literate is an essential skill that everyone should possess, irrespective of their financial status. It helps you manage your money better, plan for the future, and avoid falling into debt traps. In this blog series, we'll run through the basics of financial literacy and how you can become financially independent and on top of your money. Explaining why it is important, and how you can improve it. There are multiple tools and sites that can be extremely helpful for people either trying to manage their finances or debt repayments.

In this guide, we will delve into the definition and purpose of bridging loans, explore how they can effectively fill temporary financial gaps, explain what TAB offers and emphasise the importance of understanding the basics before considering this type of loan.

TAB University host Katrina Hindley is joined by Sam Morris and special guest Joel Shields from PSJ Property, a company that buys real estate throughout the UK and adds value via planning or asset management to then sell back into the market or add to their growing portfolio.

Are you considering borrowing from TAB? It's understandable if you have questions, and your first one might be about how much you can borrow from us. We asked some of our TAB specialists, this exact question. Have a listen to what they said here. TAB loans are unregulated. Lending is subject to status. Property used as security is at risk of repossession if you don't keep up with payments.

Join Katrina Hindley, Nick Russell and special guest Michael Raibin from Compton, a company specliasing in office leasing and investment real estate within London’s City Fringe answering the top five questions on commercial real estate

Technology has already driven significant changes in short-term lending. Lenders have invested in online platforms to streamline processes. We no longer rely on paper applications. Communication between borrowers, lenders, surveyors, and solicitors has never been slicker. Automated Valuation Models (AVMs) were rehabilitated in the pandemic when surveyors couldn’t get into properties.

Lender TAB is providing a loan of £8,292,766 for the construction of an 80-bed care home in the North West of England.

Welcome to the latest episode of TAB University podcast! Today, host Katrina Hindley is joined by TAB's lending assoicate Sam Morris and our special guest Alex Evagora, a real estate expert from DDRE Global, a luxury real estate firm.

In this episode, we're going to dive deep into the world of super prime real estate. We'll be discussing everything from what it is, to how the market is performing in today's economic climate, and how this sector has evolved over the past decade. We'll be answering five key questions, including:

1. What is super prime real estate?
2. Do people with super prime real estate need mortgages?
3. How is the super prime market performing given the current economic outlook?
4. How did you get into the super prime real estate market?
5. How has this sector changed within the last decade?

We have prepared a how to video to show you around the new dashboard, and also prepared FAQs and updated our glossary of terms.

TAB is providing a loan of £8,292,766 for the construction of an 80 bed care home in the North West of England, secured by a first charge against two land sites with full planning permission. The loan term is 19 months, and the loan-to-gross development value (LTGDV) is 55.6%. The borrower is an experienced healthcare provider and property developer specialising in care homes, who owns a limited company within an offshore trust. Although the offshore ownership structure made the deal complex, TAB was reassured by the borrower's track record of successfully completing similar projects.

Lender TAB is reintroducing fixed rates for first charge residential bridging loans.

Residential bridging loans up to £750,000 and with an LTV of up to 70 per cent, including the cost of borrowing, are eligible for the new fixed rate. For loans up to 60 per cent LTV, the rate starts at 0.90 per cent per month. For loans up to 65 per cent LTV, the rate is from 0.95 per cent per month and for loans up to 70 per cent LTV has a rate from 1.00 per cent per month.

Terms range from one to 24 months and there are no exit fees. While the focus of the reworked range is residential properties, TAB says it will consider loans secured against commercial properties.

Karen Delaney, head of investor relations at TAB spoke to Tony Sanchez for the Women in Finance Interview series on Bridging Loan Directory.   

Karen works with private investors and family offices to understand their investment criteria, discuss property backed products, and report on their investments and overall business performance. Read the full interview now! 

Tony Sanchez from Bridging Loan Directory sat down with Sam Morris, lending associate, to answer questions about being in the industry and how he keeps himself focused.

Hannah Duncan from Bridging Loan Directory spoke with TAB's CEO and founder, Duncan Kreeger about big tech creeping into the lending space.

In an exclusive interview with B&C, TAB’s technology director, Mark Gillis, claimed that adoption of new fintech — including open banking — is imperative to benefit both customers and staff.

TAB completed a £1,175,000 1st charge commercial loan secured against a vacant four storey office block. The property has planning for 44 residential units.

Protecting yourself when you go online is a necessity. With a world of information accessible at your fingertips, it is easy to get caught up in the ease of accessibility and on-demand information available. However, you don’t want your personal details to be easily accessible to everyone else. Our ‘stay safe online’ blog series will share tips that you can utilise going forward to protect yourself when interacting with the online world.

Loan to gross development value (LTGDV) is a ratio used to measure the amount of debt financing that is being used to fund a property development, compared to the total estimated value of the completed development. It is calculated by dividing the total loan amount by the estimated GDV.

Mortgage lender TAB is launching an open banking interface. Open banking is a secure way for consumers to share their personal details and information with financial providers — as long as they give their permission — for services such as investing and lending, in a bid to help consumers get better deals and encourage competition between lenders.

In this interview, Eli Korman, TAB’s head of development finance and CIO, answers questions about development finance such as how it works, and what the benefits and challenges borrowers might expect.

TAB has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.

TAB completed a £225,000 loan secured against a two storey two bedroom terraced house with planning for a rear single storey extension and loft conversion.

Environmental, Social and Governance (ESG) is a collective set of standards that businesses use to measure their impact on society and the environment, and also to show how transparent and accountable their business is.

To understand ESG and how it fits within the property market, each individual pillar needs to be examined.

Development finance has recently become a popular product offering for many lenders. Sam Morris, our lending associate, explains why in this article he wrote for Bridging Loan Directory.

TAB completed a £290,000 loan for the airspace development above a recently developed three storey block of nine units, which has permission in place for the construction of two additional apartments.

TAB completed a £4,389,959 development finance loan against a detached house with planning permission to demolish the existing building and develop nine houses. £1.3m from the total loan was used to purchase the land, with the remaining to be used to develop the property.

For the final episode of the FP Show, episode 16, TAB U host Katrina Hindley was joined by Beth Fisher, publishing director at Medianett Publishing, owners of Bridging & Commercial, Development Finance Today, The Index and the latest magazine publication, Buy-to-Let Insider.

Welcome to TAB University podcast season three. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

For episode 15, TAB U host Katrina Hindley was joined by Lee Selbo, founder of Bespoke Bridging Finance. Lee believes there's no harm in making a mistake in life as long as you keep the receipt in your pocket!

Welcome to TAB University podcast season three. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In episode 13, TAB U host Katrina Hindley was joined by Gordon Robinson, property finance consultant at Mutual Finance. Gordon's advice is to always ask questions if you don't understand something, otherwise you'll pass a point of no return.

TAB completed a £3,465,000 1st charge commercial loan against a commercial property located in Newcastle City Centre. The property is arranged over six floors and comprises a purpose built department store constructed behind a period, listed facade.

Welcome to TAB University podcast season three. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022. For episode 12, TAB U host Katrina Hindley was joined by Matt Butler, director of Create.iF. Matt explained what Create.iF do and what their current challenges are. His advice is to respond to every email as if it will be read out in court!

Welcome to TAB University podcast season three. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

We're back with episode 11 with Nick Russell, sales director at TAB, who was joined by Jim Nash, national sales manger at Tuscan Capital Ltd. Jim and Nick discuss the future of base rates and house prices, and why Matt Hancock would be an interesting dinner guest.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In episode ten, Host Katrina Hindley, head of marketing at TAB, was joined by Chanoch Fasten, founder and mortgage broker at Dex Finance Ltd. Chanoch knows it's not easy to put yourself out there, but his advice is not to be shy and go for it, and to ask all the questions you need to educate yourself.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

Nick Russell, sales director at TAB, hosts episode nine with guest Saam Lowni, founder and managing director of Merryoaks Finance. Saam shared his passion for the industry, discussing the challenges for his business at the moment, what advice he'd give to young people starting out in their careers, and who he'd invite to a dinner party.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

For episode eight, TAB U host Katrina Hindley, head of marketing at TAB, was joined by Alanah Hammond who was at the Finance Professional show representing Myles Wellbeing. Alanah, currently a student at York University, was at the show to find out what wellbeing plans each company had in place. She agrees that open and honest communication is the first step to achieving a culture of wellbeing in the workplace.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In episode seven, TAB U host Katrina Hindley, head of marketing at TAB, was joined by Ambrish Agarwal, managing director of Esteema Capital Partners. He sees the uncertainty in the industry as the biggest challenge, and discusses the stress rate in the buy to let market.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

We're back with TAB U host Katrina Hindley, head of marketing at TAB, for episode six, and she was joined by Danny Sovitch, co-founder and director of Life Financial Solutions. Danny thinks that although this is a challenging time in the industry, it's the best time to get started and learn. The best advice he's been given is to never dwell on the problem, always dwell on the solution.

Nick Russell, TAB's sales director, sat down for a five minute interview with Tony Sanchez from Bridging Loan Directory. Read about why he enjoys working in the bridging industry and what he looks for in a good colleague.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In episode four TAB U host Katrina Hindley, head of marketing at TAB, was joined by Bradley Haylock, regional consultant at GCB Recruitment. Bradley's advice is not to dwell on a mistake, and that failure is a bruise, not a tattoo.

TAB completed a £4,000,000 1st charge bridging finance loan against a 36 bedroom hotel in Liverpool. The property, formally a working warehouse converted and extended in 2020/1, is under construction to add a further 20 bedrooms.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In episode two, TAB U host Katrina Hindley, head of marketing at TAB, was joined by Jason Berry, co-founder of Mortgage Industry Mental Health Charter (MIMHC). Jason thinks it's important to encourage open and honest conversations, and was inspired to co-found MIMHC after a survey showed that 80% of respondents said that their businesses offered zero mental health and wellbeing support.

Any personal information that can be used to identify you, such as your name, date of birth, address, or even your mother’s maiden name, can potentially be used to access your details and accounts. When you consider the most often used security questions - the name of your first pet, or the first street you lived on - this information is easy to find if you do not protect your identity online. This is why it is important to be mindful of where you share that information.

Welcome to TAB University podcast season 3. For this season, we've changed things up and all 16 episodes were recorded live at TAB University LIVE podcast at the Finance Professional Show 2022.

In this first episode, TAB U host Katrina Hindley, head of marketing at TAB, was joined by Jemel Edwards from AE3 Media who cover the magazines Mortgage Solutions and Specialist Lending Solutions. Jemel finds all areas of lending interesting and exciting, and feels that learning in the industry helps him with his real life experiences.

Mathura Paramjorthy, COO and general counsel at TAB, spoke to Tony Sanchez, from Bridging Loan Directory, as part of their Women in Finance series. Read about her thoughts on leadership, finding a successful work-life balance, and why communication is key via the link in our bio.

TAB University host Katrina is joined by Eli Korman, chief investment officer and head of development finance at TAB, and Ben Mayfield, director at Norton Mayfield Architects.

This episode is on architecture, what it is, what you need to know about it, when you need an architect and all the wonderful things that surround architecture.

The top five questions we asked Ben were:

1. What is an architect?
2. What is the process to designing a building?
3. What is the difference between an architect and an engineer?
4. What sustainable solutions do you incorporate into your designs?
5. How did you get into architecture?

TAB has completed on a £245,000 first charge bridging loan against a commercial and residential property in Leyton.

TAB has completed a £5,050,000 1st charge commercial bridging finance loan against Spurgeon’s College, an education facility active since 1923.

Hertfordshire-based bridging lender TAB has made a key addition to its senior team.

Jason Shead, former head of credit risk at West One Loans — a company founded by Duncan Kreeger, now the chief executive of TAB — joins TAB as chief risk officer.

Yohann, our lending administrator, spent some time with Tony Sanchez from Bridging Loan Directory for a five minute interview. Read about how he feels about Mondays and who he'd love to have dinner with.

New to bridging and don’t understand the differences between first and second charge, LTV or why you would need bridging finance in the first place? We’ve pulled together a guide for you to get started and understand the basics.

TAB has completed a £5.5m first charge commercial loan secured against a Holiday Inn hotel in Kenilworth.

TAB University host Katrina is joined by Sam Morris, lending associate at TAB, and Jonny Doulton, capital markets director at Strettons. This episode is on commercial property investment. The top five questions we asked Jonny were: 1. What are commercial property investments? 2. What type of commercial property is most profitable? 3. Do commercial property investments require a lot of management? 4. Is commercial property a good investment right now? 5. What is your role within Strettons?

New BDM says he joined TAB because of its commitment to sustainability finance — and its key values of trust and transparency.

TAB completed a £3.5m second charge commercial loan secured against a hotel in Hythe.

TAB completed a £183,000 first charge residential loan with an LTV for 75% that is secured against a one bedroom flat in Mill Hill, London.

Today TAB University host Katrina is joined by Nick Russell, sales director at TAB, and Matthew Davies, director of Opes Financial Partners.

This episode is on debt advisory. The top five questions we asked Matthew were:

1. What is debt advisory?
2. Does a debt advisor cover the whole market?
3. What’s the difference between a broker and a debt advisor?
4. How did you get into the specialist lending market?
5. How has the lending market changed in the last decade?

Protecting yourself when you go online is a necessity. With a world of information accessible at your fingertips, it is easy to get caught up in the ease of accessibility and on-demand information available. However, you don’t want your personal details to be easily accessible for everyone else. Our ‘stay safe online’ blog series will share tips that you can utilise going forward to protect yourself when interacting with the online world.

Duncan Kreeger, founder and CEO of TAB sat with Simon Roderick, managing director of Fram Search to record the next episode of Simon's "Interviews with Industry Leaders". Duncan and Simon discussed TAB, Duncan's first business and how TAB leverages existing technology that is available to support its investors, borrowers and brokers. Duncan also gave his advice for starting a business, as well as surrounding yourself with positive people who believe in the direction of travel can promote motivation.

Passwords are the best way to keep your information safe. It is the access key to all your accounts, whether it be social media, banking, e-commerce sites or simply your emails. And inside those accounts are your important personal details. It is important to make sure your passwords are not easily guessable by others, and that they are stored securely.

TAB completed £34m of loans in August! August was another record month. We broke through our previous record, set in April, when we completed £23.7 million.

In this series of blog posts, we want to keep you informed about the importance of staying safe online, and how to do so. In this first blog, we’re sharing an overview what we will cover in the series.

"Just as the UK thought it had negotiated Brexit and navigated the worst of COVID-19, little did we know, there was further uncertainty around the corner.” said Eli Korman, head of development finance and CIO at TAB.

Norton Broker Services has added TAB to its panel of lenders. The agreement means that brokers using Norton Broker Services now have access to a range of first and second charge residential and commercial bridging loans, development and refurbishment finance products from TAB.

West London ground and lower ground floor flat in a terraced block. The borrower will be refurbishing the property to a very high standard, after which the flat will be sold.

We're joined by Blane Perroton, founder and managing director of Pride IMS, a 100% specialist monitoring surveying practice. Blane gave TAB an insight into what life is like as a monitoring surveyor, covering the types of developments he works on, the old-school tools he uses and the general highs and lows of the role.

A global market rout has wiped $13 trillion off world stocks in the worst start to any year on record as business and consumer confidence collapses amid surging inflation.

Samuel Morris TAB's lending associate sat down with Laura Miller and share his insights into how he got into specialist finance, what it's like working in a business development role and how personal relationships, as well as the integrity to maintain them, are what have helped Morris get where he is today.

TAB has announced that its loan book has grown to £115m. The Hertfordshire-based bridging lender says a £5.1m 48-hour deal, against an £8.5m purchase of a central London property, and a loan of almost £13m, nudged it over the threshold.

Sam Morris shares his opinion: Mental Health Awareness Week is an important time to open the discussion and raise awareness on how companies can create a working environment that supports employees’ mental health.

In the wake of the Bank of England’s latest interest hike, TAB has introduced a new type of bridging loan. The Hertfordshire-based lender is introducing TAB Tracker to sit alongside its traditional, fixed-rate, short-term loans.

We're joined by Beth Fisher, publishing director of MediaNett Publishing, who runs various media titles in the specialist finance industry including Bridging & Commercial and Development Finance Today. Beth gave TAB an insight into how the publishing industry works and how the media is adapting their content to be engaging across print, digital and social media.

TAB’s CEO and founder, Duncan Kreeger shares insights into what it’s like to run a bridging lender and property investment company as well as how his daily routine keeps him motivated and driven.

This year’s World Earth Day theme is to invest in our planet, but what does this actually mean?

Hannah Findlater gives an insight into her daily routine as TABs Assistant group accountant and the intriguing degree Hannah is studying towards in her free time.

Uninhabitable properties can be a challenge to secure finance against and are often seen as more high risk projects in the eyes of banks. Bridging lenders and residential bridging loans could be the solution.

This first charge commercial loan was for £1,580,000 at a rate of 10.20% pa and an LTV of 61.20%. The loan is secured against two assets - a thermal energy generation and conversion facility and a four-bedroom residential property. The loan was required to refinance the acquisition of the first site for a renewable energy firm to establish its business. The planned exit is through refinancing. 

“Always be realistic and anticipate that delays are common, and probably to be expected!” - Eli Korman, Head of Development Finance and Chief Investment Officer.

TAB has funded £437,537 of an overall facility of £950,000 for a term of 14 months at a LTGDV of 43.78%. Funds will be used in the construction of four new build flats.

Lending administrator Yohann Ifrah shares insights into his role at TAB, what it’s like working in the sales team and how he assists the team in finding new opportunities.

The £4,000,000 loan is for 12 months at 59.30% LTV. The site itself currently remains a vacant development site, the surrounding area is mixed, consisting of industrial, commercial and residential accommodation. 

“Utility installation can be the bane of a developer's life.” - Eli Korman, Head of Development Finance and Chief Investment Officer.

TAB's CEO and founder Duncan Kreeger featured in the latest Business Disrupted Magazine, by ORT UK. Duncan discussed TAB’s unique business model, and how our innovative approach to using technology and digital platforms is making property investment more accessible.

Ensure you have sufficient contingency built into your plan for unexpected scenarios.

The first charge commercial bridging loan was for £756,000 for 24 months, with an LTV of 72.70%. The property used as security comprises a four story Grade II listed link building, and is currently the local area's main doctors surgery, with established tenants. The client is looking to retain the property long term and refinance out of the bridge.

“I once came across an old, reinforced concrete second world war bunker that was only discovered five metres underground. It was missed in the ground survey.” - Eli Korman, Head of Development Finance and Chief Investment Officer.

With the release of the spring’s mini-budget statement, the potential rate of inflation has risen from 5.00% to an estimated 7.40% this year. It’s an estimation that’ll leave the UK with the highest level of inflation in the last 30 years, leading to a huge impact on living costs.

Since the housing market began operating again under the ‘new normal’ 18 months ago, sales have increased. Fuelled by a change in property requirements and the stamp duty holiday, the average property price now exceeds £250,000 and as of October 2021, annual price growth of 9.90% was recorded. With inflation estimated to increase, interest rates will be impacted and are expected to rise, could this impact the property market?

The client is borrowing £1.35m on a first charge loan against a commercial freehold property, with a loan to value of 69.97%. The site is regarded as a family-owned jewellers located in the luxurious Hatton Garden.

Almost half of brokers operating in the specialist lending space think development finance is now hotter than the bridging loan market, according to a poll undertaken by TAB.

“The price you pay for the site will depend on these factors, and getting them wrong can have disastrous effects.” It may sound obvious, but the price for a property can be argued to be the most important factor when evaluating a successful development. Too often, an incorrectly priced property, i.e. paying over the property’s value can become the downfall of a developer.

TAB hosted a specialist finance industry event to mark the move into our new headquarters in Borehamwood. Brokers, solicitors, borrowers and staff made up the 70 people in attendance.

Throughout the evening we invited guests for a short interview and polled brokers on three things:

1. What’s hotter, development finance or bridging finance?
2. Is the race for space over?
3. Should there be a short term qualification for the unregulated aspect of the market?

Other questions asked included what makes a good lender, what’s the quickest deal you’ve ever completed, what product is most needed as well, what can the bridging market do better, as well as what are the best features of the bridging industry and what three words best describe TAB.

Our investor relations manager, Karen Delaney, shares insights into her role at TAB and why she loves being at the forefront of the business and speaking with our investors base.

In this episode, TAB U host Katrina Hindley is joined by Harry Dugg a business development manager at TAB and Magnus Duke Dudzie, executive director and specialist finance broker at The Finance Company. They’ve joined us to provide an insight on all things to do with mortgages, from how much mortgages cost, to the different types of mortgages you can get.

 The top five questions to be discussed on today’s episode are:

Question 1 - What is a mortgage broker?

Question 2 - What are the types of mortgages you can get?

Question 3 - What are the types of mortgage is best for first-time buyers?

Question 4 - What information do I need to supply when applying for a mortgage?

Question 5 - How much does it cost to get a mortgage?

Our CIO and head of development finance, Eli Korman, spent five minutes with Tony Sanchez from Bridging Loan Directory for a five minute interview. Read about what he likes the most about being in the bridging industry and who he'd sit down to dinner with.

The place where we call home… A tour of our open office space, located in the heart of Borehamwood, is spacious and has a modern design and we could not be more delighted!

Working in an office for long periods of time can often lead to quite a sedentary lifestyle. The long hours spent at a desk can often cause many to neglect going on walks, bike rides and general exercise.

Lender TAB has secured a new funding line from investment firm, Atalaya Capital Management (‘’Atalaya’’).

Bridging finance provides a short-term financial solution. Often, as the name suggests, it is used to bridge the gap when buying a new property before you have sold the old one. Over the years, bridging finance has been utilised by residential homeowners and developers alike, the fast access to capital helps property dreams become a reality and allows the borrower time to source longer term financial solutions.

Season 2 is BACK!

Bridging lender TAB is to invite brokers to use its new office at The Grain Yard, in Borehamwood, as a hot desk base. TAB is offering brokers a private room to work with access to all the lender’s amenities including the breakout space and unlimited tea and coffee. The hot desks facility has been set up for brokers who are currently working from home or are near London.

TAB’s office manager and client care Kelly Ifrah shares insight into daily work routine, key responsibilities of her role and how she is the main source of information for TAB investors.

Lending administrator, Jordan Manners describes the key elements of his role and how he supports the sales and underwriting team to ensure their cases progress swiftly.

Are you considering applying for refurbishment finance to get your project started? Taking out any type of loan needs to be carefully considered, and should be noted that any property used as security is at risk of repossession if you do not keep up with your payments. That being said, you can take the following steps ahead of time to prepare before making your loan application.

Nick Russell shares details of what it’s like to be the sales director of TAB, how he works with his team to meet their targets and how he strives to provide a consistently excellent service to his brokers.

This second charge loans is for a ground floor two bedroom, two bathroom flat situated in a purpose built block that benefits from a private balcony located in West Kensington.

Chancellor Rishi Sunak presented the 2021 Autumn Budget on Wednesday 27 October 2021. Overall, the budget heavily focused on support and strategy for UK industries in a bid to reboot the economy post Covid-19. This was a far cry from the low taxes and spending restraint previously exercised.

This first charge loan was for a site with planning in the centre of Canterbury. There is planning for 19.500 sq ft retail and 39,000 sq ft residential which is split between 33 residential apartments and 32 serviced apartments. The site is an old department store with a Grade ll listed frontage and is located in a pedestrianised area, where people can wander through the linked walkways.

Bridging lender TAB has completed a £4,550,000 1st charge bridging loan on a mixed use development project in Canterbury in conjunction with broker Opes.

This first charge commercial loan is for an industrial office and warehouse. The property is in great condition, and it is located in Leyton, London which falls within a commercial and residential regeneration scheme.

In line with the masterplan, the borrower has engaged architects to draw up plans for the development of the site and the expectation is that planning will be approved by March 2022. The development has estimated costs of £53m and a GDV of £71m. 

The loan has an LTV of 59% and is for 9 months. The gross interest rate is 9.60% pa returning investors 7.20%pa.

TAB is advancing a second charge loan on a Grade II listed five bedroom property located near Horsham, East Sussex, and the High Weald Area of Natural Beauty.

The property which has origins from the pre-Tudor period is set on four acres of land and comprises 4,291 sq ft of accommodation in the main house, and a further 2,610 sq ft in the barn and cottage annexed to the house. The borrower intends to modernise parts of the house after which he will sell the property and repay the TAB loan.

The second charge bridging loan has a combined loan to value of below 50%, a rate of 10.20%pa and the loan term is 12 months. 

The housing crisis started in the early 1980s and has been exacerbated over the years as house prices, relative to income, have continued to climb. While it seems that there are new build developments popping up nationwide, the issue is that – for many – property prices are unfeasible.

You needed capital. You secured development finance. The project is complete. Now what? Whether you built from scratch, converted, or refurbed, the finance you accepted to complete your development is going to need to be repaid.

There are countless aspiring property investors in the UK who are yet to start their investment careers. But a bad credit history has forced them to put their dreams on the backburner, believing they cannot succeed without having a perfect credit score. This is not always the case. If you’re an investor who has yet to begin investing in property, this blog will provide information on how to get started even if you think your financial history could impact your future.

Before we start, it should be noted that as with any investment, your capital is at risk and you should seek advice concerning suitability from your investment adviser. Returns may vary and you should not invest more than you can afford to lose. This information does not constitute advice or a personal recommendation.

Bridging lender TAB, in conjunction with broker the Real Estate Finance Consultancy (“REFC”), has completed five bridging loans totalling £11.4m on the same day.

For those looking for a reliable and profitable way to improve their finances, investing in property is a popular investment option in the UK. It is no secret that even investors from overseas are tapping into the country’s lucrative property market and benefitting from high capital appreciation and substantial rental yields.

For the next day in the life series, we take a look at the daily work routine and schedule of TAB’s Chief Operating Officer and General Counsel, Mathura Paramjorthy.

There are always new investment products popping up on the market. We live in a world where you can virtually find an investment to not only suit your goals and appetite for risk, but your personal taste too. At TAB we are dedicated to helping investors build their own diversified property portfolios through bridging loan investments and fractional property.

TAB is hiring two new members of staff.  Harry Dugg joins as a business development manager while Samuel Morris has been appointed as a lending associate.  The new appointments double TAB’s sales team

England is blessed with some incredible architecture. Throughout history those of blue blood have employed the finest engineers to create astounding castles, palaces, estates, and manors. While dwellings had been created beforehand, it was the Normans who first turned their hand to large-scale buildings following the Battle of Hasting in 1066 and built Berkhamsted Castle, the oldest castle in England. Due to its age and historical significance, you cannot put a price tag on Berkhamsted Castle. However, below we have managed to value some other examples of iconic British architecture in case you fancied living like a royal.

• Question 1: What is conveyancing?
• Question 2: What is the difference between solicitor and conveyancer?
• Question 3: How much does conveyancing cost?
• Question 4: How long does conveyancing take?
• Question 5: How can I choose a conveyance?

Eli Korman, chief investment officer and head of development finance provides details into his role at TAB. He lets us delve into what the CIO and head of development finance does to relax and what exciting changes are in the pipeline for TAB.

The client is borrowing £7.5m on a first charge bridging loan. Only £5m is being advanced, and the remaining £2.5m is being held in the solicitor's client account. The site is regarded as the principal film studio in South Wales - at a time of unprecedented demand for UK film studios. 

The site has full planning permission for its existing five studio buildings and has pending applications for other buildings recently built. Since the original purchase, the borrower has invested c.£3.0m to further improve the site.

This first charge loan has a loan to value of just over 50%, a rate of 1.25% per month and is for 6 months.

TAB U podcast host Katrina Hindley is back with Nick Russell, sales director of TAB. They're joined by Daniel Sovitch and Darren Margolis of Life Financial Solutions. Danny and Darren help answer the questions on mortgages and financial protection.

1. What is a mortgage?
2. How much can I borrow for a mortgage?
3. What are the challenges of obtaining a mortgage as a new business owner?
4. What types of financial protection can I get?
5. How can financial protection help landlords and property investors mitigate inheritance tax liability?

TAB has secured a funding line with a top global private equity firm and lending platform that funds residential and mixed use bridging loans and development finance. The news follows shortly after TAB wrote their largest ever loan, a £9.25m bridging loan on a hotel development in Poole, bringing the total loans completed since inception to almost £100m.

TAB held its first post pandemic in person event as a thank you to our brokers and partners who have supported the business. We had the pleasure to host a dinner and drinks on the roof terrace of Harvey Nichols. It was great to see some old faces as well as some newer faces after such a long time away.

TAB U podcast host Katrina Hindley is joined by TAB's Chief Investment Officer and Head of Development Finance, Eli Korman. In this episode of season 1, episode 10: venture capital, they're back talking all things to do with venture capital with David Bloom, Partner of the Noé Group, Founder of Goldacre Ventures and Founder of Kao Data.

1. What is venture capital?
2. What do venture capitalists invest in?
3. What do venture capitalists want in return?
4. What are the pros and cons of venture funding?
5. Where can I find a venture capitalist?

TAB in conjunction with the CEO and founder of Real Estate Finance Consultancy (REFC) and Crown City Holdings (CCH), Mr Nir Yedid, recently completed a £9.25m facility for the refinancing of a hotel in The Quay, Poole. The site is owned by the client and operated by Thistle Hotels. The hotel is in a prime position in Poole close to the Sunseekers boatyard and overlooking the harbour which has seen, and continues to see, significant redevelopment.

A planning application has been submitted for the demolition of the existing hotel and construction of a large mixed use regeneration scheme consisting of more than 200 residential units above commercial space and a hotel with a range of amenities to include a ground floor bar and a rooftop bar/restaurant.

TAB is back with season 1, episode 9: Leisure and hospitality of the TAB University property, lending and investing podcast.

TAB launches refurbishment loans to meet market demand! TAB is delighted to announce the launch of its TAB Refurbishment loan. TAB Refurbishment is an advanced bridging finance solution that allows borrowers to access the capital they need for their refurbishment projects quickly and without the cost of a full development loan. TAB understands the importance of providing the best service possible to clients and as such we are always looking to enhance our offering and develop solutions. This short term finance loan has been curated as a result of listening and responding to the market demand and it has been designed with the client in mind.

Katrina and Nick from TAB are back with season 1, episode 8: Care homes of the TAB University property, lending and investing podcast.

On this week's podcast, we're joined by clients of TAB, Max and Alex from Stuart Clinton Property who talk to TAB on what it is like to develop care homes and assisted living.

1. What are the steps required for the development of a care home?
2. What is the difference between a care home and a nursing home?
3. How do you operate a care home?
4. What does a care home do?
5. Why are care homes needed?

Property has long been the nation’s sweetheart when it comes to investing and it is no surprise that many of the UK’s wealthiest individuals have property portfolios. While investing in bricks and mortar, from buy-to-let to property flipping remains popular, it is not as accessible for those investors who have a lower initial investment. Furthermore, with many investors wanting to diversify their portfolios, greater emphasis has been placed on alternative ways to generate returns on property.

The client is purchasing a vacant building that is arranged as a restaurant on the ground floor with a six room HMO on the upper two floors. The loan required was on a first charge commercial basis for £525,000.

Planning has been granted for rear extensions to the first floor and rearrangement to two studio units. The client intends to submit planning for a two bedroom mews house to the rear. His exit strategy is refinancing. 

There is good precedent for this being a number of neighbouring properties having already completed mews houses along Pembroke Place. With an LTV of 70% and a rate of 1.00% per month this loan is against a robust security with good added value opportunities.

The TAB team is back with season 1, episode 7: Accounting of the TAB University property, lending and investing podcast. Available for streaming now! 

Katrina Hindley is joined by Kobi Lehrer from TAB and special guest Asif Ahmed from Acclivity Advisors.

This week they're discussing the top five questions you've been asking about accounting.

TAB U will cover in this week's podcast the following questions:

1. What is accounting?
2. What are the basics of accounting?
3. What are the steps to becoming an accountant?
4. When would I need an accountant?
5. What information do I need to provide to an accountant?

Unless you’re a cash buyer, investing in property will likely mean you need to borrow money from somewhere. This could be via a traditional mortgage lender or an alternative finance provider offering the likes of bridging loans.

There is not one area of our lives that hasn’t been influenced by an influx of internet and mobile technology. Our homes, jobs, education, health, finances, and even our romantic lives can all be controlled and developed using online tools and portals.

A bridging loan, also known as bridging finance, is a short-term financial solution. Typically, it is used to bridge the gap if you’d like to buy a new property before selling your old one. If you need capital fast, for example, if you bought a house at auction, a bridging loan would be there to help you secure the property. In this guide, we explain how bridging loans work, what they can be used for, and how TAB can help you secure the home you want.

Many landlords and property investors are painted a rosy image of property development through TV programmes and social media. Over the past few years, the number of people renovating properties for personal use – or to let or sell on – has increased. There are numerous reports of skyrocketing valuations post development and this has seemingly attracted many - both new and seasoned investors. However, is property development as easy as the media is portraying?

TAB University​ Podcast l Property, Lending and Investing - Season 1, Episode 3: Property Development is available for streaming now. The TAB team are back, this time joined by special guest Antony Stark from Linea Homes. Join Katrina Hindley and Nick Russell talking to Antony Stark for the second episode of the TAB University Podcast. In this episode, they discuss the top five questions you've been asking about property development.

1: What does a property developer do?
2: How do I become a property developer?
3: What do you look for when deciding if a development is suitable or not?
4: What's the difference between a builder and a developer?
5: What does flipping a house mean?

Are you looking to fund a small property development project? Development finance could be the solution you seek. If you have never used this finance option before, then it can be a tricky concept to navigate. We have prepared this guide to help you understand development finance, what it can be used for, and its benefits over a high street lender – such as a bank.

TAB completes our first deal with Brightstar Specialist Finance, a 9 month land with planning bridging loan. The loan is required for the refinance from their existing lender as the borrower was let down by their development funder and needed additional time to secure a new loan in place and finalise their contract with the local housing association. The land has planning for houses and apartments and is on a site in Devon. The £454,000 loan was funded by TAB investors and has an LTV of 54%.

The client required a £1.25m first charge bridging loan to complete the purchase of a vacant former Debenhams department store, under a 43 year lease where the freeholder is Sheffield City Council. The 214,000 sq ft property is spread over 5 floors, 3 mezzanine floors and a roof terrace and sits in an extremely prominent location in Sheffield City Centre, which is currently undergoing extensive regeneration.

Finding yourself in a position where you need a quick injection of funds can be difficult. Losing out on a new property, failing to finance renovations, and chain breaks are all real issues residential buyers, property developers, and investors face. It is no secret that high street lenders are failing to provide short term finance solutions. Fortunately, bridging loans have stepped up to the plate as the perfect temporary property finance solution for borrowers.

Join Duncan, Katrina and Eli for the first episode of the TAB University ​ Podcast l Property, Lending and Investing. They are discussing the top five questions you've been asking on Google about property investment. 1. What is property investment? 2. How do I invest in property? 3. Is property a good investment? 4. How do I invest in property with little money? 5. What does yield mean in property investment?

TAB and Opes Financial Partners have completed a £6.9m bridging loan for the investment purchase of a £11m newly built luxury townhouse in north-west London.

TAB has extended their first charge residential bridging loans reduced rates. These loans are secured against UK property. TAB’s experience means they can be flexible with their valuations and consider projects that may not suit traditional lenders.

TAB is delighted to announce the launch of its new investor platform. Powered by TAB Tech and designed with the investor in mind, the TAB platform aims to provide a seamless investment journey into bridging loans, development finance and fractional property.

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TAB completes first charge residential loan with Opes Financial Partners.

The client required a second charge residential loan of £380,000 for 12 months to refinance an existing bridge allowing sufficient time to establish an exit plan. A condition attached to the exit, in this case, waws that the property must be marketed by month six of the term to allow sufficient time to redeem. The LTV was 60% charged at 1.00% interest per month.

The client required a £220,000 second charge residential loan to raise capital. The property used as security was a recently renovated property that is to be refinanced to Kent Reliance. Due to current market conditions, there was a delay on refinancing which is why the client required a bridge. The LTV was 65% and the loan was charged at 1.20% interest per month for 12 months.

The client needed a £250,000 first charge mixed use bridging loan for capital raise. The client’s exit strategy is to sell to a developer on the grant of planning permission. The planning was submitted for the conversion of commercial elements of the property to residential. The LTV was 65% and terms were agreed at 0.99% interest per month for 9 months.

An existing client of TAB’s needed £3,250,000 first charge residential loan to raise capital for funds for further investments. The property was a four bedroom penthouse apartment forming part of a modern residential development. The client’s exit strategy was to refinance the property, the LTV was 53% and TAB agreed terms at 1.00% interest per month, for 12 months.

The client required a £352,000 first charge commercial loan to purchase two commercial warehouses for the clients’ business to occupy. The client will refinance to a commercial mortgage once company accounts have been submitted as his exit strategy. The client needed to complete quickly and TAB provided the loan at 1.00% per month for 12 months.

The client needed a first charge residential loan of £333,000 to purchase a new build residential property with a new lease created for a period of 999 years. The client’s exit strategy is to refinance on to a buy-to-let mortgage. TAB lent the funds for 0.95% per month at an LTV of 63% for 9 months.

The client required a first charge development loan of £685,000 in tranches to develop of two, four-bedroom houses. The development had already started and TAB advanced the initial funds to clear the original property purchase debt and fund the next stage of construction. TAB provided the loan at a 51% LTGDV for 9 months with an agreed exit strategy of refinancing to a buy-to-let mortgage.

How to invest in real estate with little to no money!

Day 1 of starting a Proptech Company

#DefenderCast​ | S04 E02 | LaunchPod Studios | "WHAT IS A PODCAST?

The EWS1 form provides a consistent and universal assessment of the fire safety risk of external wall systems on residential buildings. Now, when lenders come to offer mortgages, the EWS1 form is often used to formulate part of the requirements.

A bridging loan can, for many, be a viable way to raise a large amount of capital in a short space of time. With bridging loan specialists offering finance from £5,000 up to £250million, it’s obvious that there are a lot of considerations for anyone considering bridging finance.

TAB has completed a £481,000 first charge bridging loan on an HMO property purchase in Coventry within five working days.

If you have more than one investment account with TAB then this guide is provided to help you switch between them. Follow the instructions on how to switch between accounts below. 

The roller-coaster effect of Brexit on the housing Market