TAB U​ Podcast l Property, Lending and Investing - Season 1, Episode 4: Underwriting is available for streaming now.

Katrina is joined by Danny Scoltock and Emmanuel Johnson (EJ) who make up the underwriting team at TAB. This week they're discussing the top five questions you've been asking about underwriting. TAB U will cover in this week's podcast the following questions: 

Question 1 - what is the meaning of underwriting?

Question 2 - what is the role of an underwriter?

Question 3 - what is the underwriting process?

Question 4 - is underwriting the last step?

Question 5 - do underwriters deny loans often?

TAB University​ Podcast l Property, Lending and Investing - Season 1, Episode 3: Property Development is available for streaming now. The TAB team are back, this time joined by special guest Antony Stark from Linea Homes. Join Katrina Hindley and Nick Russell talking to Antony Stark for the second episode of the TAB University Podcast. In this episode, they discuss the top five questions you've been asking about property development.

TAB completes our first deal with Brightstar Specialist Finance, a 9 month land with planning bridging loan. The loan is required for the refinance from their existing lender as the borrower was let down by their development funder and needed additional time to secure a new loan in place and finalise their contract with the local housing association. The land has planning for houses and apartments and is on a site in Devon. The £454,000 loan was funded by TAB investors and has an LTV of 54%.

Are you looking to fund a small property development project? Development finance could be the solution you seek. If you have never used this finance option before, then it can be a tricky concept to navigate. We have prepared this guide to help you understand development finance, what it can be used for, and its benefits over a high street lender – such as a bank.

Are you looking to fund a small property development project? Development finance could be the solution you seek. If you have never used this finance option before, then it can be a tricky concept to navigate. We have prepared this guide to help you understand development finance, what it can be used for, and its benefits over a high street lender – such as a bank.

Join Duncan, Katrina and Nick for TAB University​ Podcast l Property, Lending and Investing. They are discussing the top five questions you've been asking about bridging loans. 1. What is a bridge loan? 2. How does a bridge loan work? 3. Who can get a bridging loan? 4. How much would a bridging loan cost? 5. What type of properties can I secure against a bridging loan?

Finding yourself in a position where you need a quick injection of funds can be difficult. Losing out on a new property, failing to finance renovations, and chain breaks are all real issues residential buyers, property developers, and investors face. It is no secret that high street lenders are failing to provide short term finance solutions. Fortunately, bridging loans have stepped up to the plate as the perfect temporary property finance solution for borrowers.

Join Duncan, Katrina and Eli for the first episode of the TAB University ​ Podcast l Property, Lending and Investing. They are discussing the top five questions you've been asking on Google about property investment. 1. What is property investment? 2. How do I invest in property? 3. Is property a good investment? 4. How do I invest in property with little money? 5. What does yield mean in property investment?

TAB and Opes Financial Partners have completed a £6.9m bridging loan for the investment purchase of a £11m newly built luxury townhouse in north-west London.

TAB is delighted to announce the launch of its new investor platform. Powered by TAB Tech and designed with the investor in mind, the TAB platform aims to provide a seamless investment journey into bridging loans, development finance and fractional property.

It's really difficult nowadays to find good entrepreneurs who are changing their sector and which ones to follow for inspiration and business leadership. We have gathered some of the best entrepreneurs to follow in 2021.

TAB's 4 steps on how we use artificial intelligence to improve business efficiency.

We have provided instructions on how to log in to TAB.

The aim of this blog is to help you understand how loan to value (LTV) can impact your investments and how we used LTV to determine the terms of our products. Let’s start with the basics, what exactly does it mean when we say LTV?

The client needed a first charge residential loan of £333,000 to purchase a new build residential property with a new lease created for a period of 999 years. The client’s exit strategy is to refinance on to a buy-to-let mortgage. TAB lent the funds for 0.95% per month at an LTV of 63% for 9 months.

An existing client of TAB’s needed £3,250,000 first charge residential loan to raise capital for funds for further investments. The property was a four bedroom penthouse apartment forming part of a modern residential development. The client’s exit strategy was to refinance the property, the LTV was 53% and TAB agreed terms at 1.00% interest per month, for 12 months.

The client required a £352,000 first charge commercial loan to purchase two commercial warehouses for the clients’ business to occupy. The client will refinance to a commercial mortgage once company accounts have been submitted as his exit strategy. The client needed to complete quickly and TAB provided the loan at 1.00% per month for 12 months.

The client required £2,480,000 first charge land with planning loan for 12 months. The property is a site with planning permission which they were able to purchase below value due to a distressed sale. Due to the sensitive time scales the client required a bridge loan to purchase rather than going straight to development funding. The LTV was 59% and the exit is via development finance.

The client required a first charge development loan of £685,000 in tranches to develop of two, four-bedroom houses. The development had already started and TAB advanced the initial funds to clear the original property purchase debt and fund the next stage of construction. TAB provided the loan at a 51% LTGDV for 9 months with an agreed exit strategy of refinancing to a buy-to-let mortgage.

The client needed a £250,000 first charge mixed use bridging loan for capital raise. The client’s exit strategy is to sell to a developer on the grant of planning permission. The planning was submitted for the conversion of commercial elements of the property to residential. The LTV was 65% and terms were agreed at 0.99% interest per month for 9 months.

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The EWS1 form provides a consistent and universal assessment of the fire safety risk of external wall systems on residential buildings. Now, when lenders come to offer mortgages, the EWS1 form is often used to formulate part of the requirements.

Certainty during times of uncertainty is essential to a successful bridging business - Nick Russell - Sales Director, TAB.

TAB has completed a £481,000 first charge bridging loan on an HMO property purchase in Coventry within five working days.