TAB Mortgage. Commercial mortgage lenders.

Commercial mortgages at bridging speed. Designed to support professional landlords and their long term sustainability goals.

TAB. Trust. Transparency.

Capital at risk. View the risks here.

Why TAB?

1. Commercial term debt at bridging speed
2. Discounted exit fees for positive ESG outcomes
3. Rates 4.99% pa over BoE
4. Terms up to ten years
5. LTV up to 65%
6. Loans up to £2.5m
7. All types of income producing commercial property considered

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How our commercial mortgage lenders can secure your next commercial property loan.

Unlocking a new era in commercial mortgages, our product delivers flexible new options tailored to help ambitious property investors achieve their goals. With a focus on environmental, social, and governance (ESG) principles, we go beyond the conventional to offer a transformative financing solution.

We understand the challenges property investors encounter as they aim to uphold their own commitments to ESG. That’s why we have created the TAB Mortgage.

With TAB Mortgage, get the commercial funding you need fast, and you can halve your exit fees by meeting agreed ESG targets.

TAB loans are unregulated. Any property used as security is at risk of repossession if you do not keep up with your payments.

TAB Mortgage lending criteria

Interest rate:
from BoE + 4.99% pa
Loan size:
maximum ten years
up to 65%
Exit fee:
2.5%, subject to ESG discounts
Repayment method:
Interest only. Serviced monthly
<10% pa (subject to loan minimum)

Other charges may apply

Financing finally meets sustainability.

ESG Discount

There are three categories of ESG Discount: EPC, Sustainability and Social.
Borrowers may be eligible for all three in respect of each loan.



0.25% - 0.75%


EPC rating A, B or C at expiry of the term


This will be assessed by the borrower providing the EPC certificate



0.25% - 0.75%


Reduction of a business’s environmental impact showcased by upgrades to the property or a sustainability plan


Works done to be independently verified by a relevant expert



0.25% - 0.75%


Property is let to a social enterprise or charity or for adult learning or the property is used for health and wellbeing


Site visit and documented evidence of legal occupation of the property

*Outcomes in these buckets are examples of what is eligible for ESG Discount. Borrowers can present alternative outcomes provided they can be evidenced accordingly.

What is TAB’s commercial mortgage product?

TAB Mortgage is a commercial loan that allows borrowers to leverage income-producing properties as collateral for financing.

TAB Mortgage can be tailored to suit your needs, whether you own a residential buy to let, an HMO, an office building, retail space, industrial property or any other investment asset.

Make an enquiry

How it works

borrower step 1

Following an initial enquiry, borrowers apply for a loan through our online system.

borrower step 2

Terms are agreed and our team does due diligence on the borrower and the security property as part of the underwriting process.

borrower step 3

Borrowers receive funds and pay interest monthly. Borrowers make ESG improvements to their properties.

borrower step 3

Borrowers can redeem at any time. They can apply for the ESG Discount (with supporting evidence) to potentially reduce the 2.5% exit fee by up to half.

We want to make sure you have the right support for you. Whether it's a current deal, an enquiry or your investor account. You can speak to one of our team members from Monday to Friday 9am to 5:30pm

Secure your commercial mortgages with us today

Enquire below to find out more about the TAB Mortgage

Broker / borrower enquiries

General enquiries

Feefo review

Frequently asked questions

Yes! We encourage you to reach out to our knowledgeable team to discuss your commercial mortgage needs in detail. You can schedule a consultation by contacting us via phone, email, or through the contact form on our website.

Applying for a commercial mortgage is a straightforward process with TAB Mortgage. You can start by contacting our experienced team, either through our website or by calling our office directly. We will guide you through the application process, help you gather the necessary documents, and assess your financial situation to find the best solution for you.

We finance a wide range of commercial properties, including office spaces, retail buildings, industrial facilities, warehouses, mixed-use properties, and more. Our expertise allows us to provide funding for various property types to meet your unique requirements.

Our commercial mortgage solutions are designed to cater to various types of businesses, including sole proprietors, partnerships, corporations, and limited liability companies. Eligibility criteria may vary based on factors such as creditworthiness, business history, property type, and loan amount.

Commercial mortgages offer business owners the opportunity to borrow money secured against income-producing properties. Whether you own a residential buy to let, an office building, retail space, industrial property, or any other income producing asset, TAB Mortgage can be tailored to suit your needs.

For more information you can view our full list of frequently asked questions here.

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