Land with planning bridging loans

Get fast, short-term access to the capital you need to complete your projects

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TAB. Trust. Transparency.

1. Efficient and flexible service

2. Terms from 1 to 24 months

3. LTVs up to 70% 

4. No exit fees

5. Over 25 years of lending experience

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Land with planning loans

TAB’s land with planning loans are loans that are often used to purchase or refinance the land that has planning permission to build or develop both residential and commercial properties. TAB lends directly to borrowers and through intermediaries. We offer loans up to 60% of the gross development valuation of your project, including the cost of borrowing. There are no exit fees and no early repayment fees either. 

Our experience means we can be flexible with our valuations and consider projects that more traditional lenders would not. We pride ourselves on trust and transparency.

TAB loans are unregulated. Any property used as security is at risk of repossession if you do not keep up with your payments.

Land with planning loans product details

Interest rate:
From 0.95% pm
Minimum loan:
£ 100,000
Maximum loan:
£ 5,000,000
LTV
Up to 60%
Term:
Maximum 24 months
Exit fee:
None

Other charges may apply

How it works

Borrower applies

Following an initial enquiry, borrowers apply for a loan through our application process.
Decision made

Our team undertakes their due diligence and underwriting process on the borrower and the security property. Terms are then agreed.
Perfect match

The loan is then matched with investors on the TAB platform. Funds are typically available within just 14 days.
Make an enquiry

Make an enquiry

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Case studies

1714 - Braunton, Devon
TAB completes our first deal with Brightstar Specialist Finance, a 9 month land with planning bridging loan. The loan is required for the refinance from their existing lender as the borrower was let down by their development funder and needed additional time to secure a new loan in place and... ..
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1410 - Rotherham, Yorkshire
The client required a £352,000 first charge commercial loan to purchase two commercial warehouses for the clients’ business to occupy. The client will refinance to a commercial mortgage once company accounts have been submitted as his exit strategy. The client needed to complete quickly and TAB provided the loan at... ..
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1261 - Digbeth, Birmingham
The client required £2,480,000 first charge land with planning loan for 12 months. The property is a site with planning permission which they were able to purchase below value due to a distressed sale. Due to the sensitive time scales the client required a bridge loan to purchase rather than... ..
Read more

Our team

TAB knows the value of keeping things simple and transparent for everyone. Whatever the size or scope of your plans, our expert team of underwriters, business development managers, and an in-house legal team are here to help with your requirements. Book a meeting with one of our team today.

 

Duncan Kreeger

Founder and CEO

Nick Russell

Sales Director

Eli Korman

Chief Investment Officer and Head of Development Finance

Bethan Jones

Business Development Manager

Danny Scoltock

Head of Underwriting

Find out more

Meet the rest of the team

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Frequently asked questions

A land with planning bridging loan is a type of short term finance used to purchase or even refinance land that has planning permission to build or develop residential or commercial properties.

Digbeth, Birmingham: The client required £2,480,000 first charge land with planning loan for 12 months. The property is a site with planning permission which they were able to purchase below value due to a distressed sale. Due to the sensitive time scales the client required a bridge loan to purchase rather than going straight to development funding. The LTV was 59% and the exit is via development finance.

With land with planning bridging loans, we offer loans up to 60% of the gross development value (GDV) of your project, including the cost of borrowing. There are no exit fees and no early repayment fees either and we offer terms from 1.00% interest per month for a maximum 24 months.

There are many reasons why someone might choose to take land with planning bridging finance. Common uses can include completing the purchase of a piece of land quickly, for capital raising and even to fund planning applications where the land will ultimately be developed.

For more information you can view our full list of frequently asked questions here.