Any personal information that can be used to identify you, such as your name, date of birth, address, or even your mother’s maiden name, can potentially be used to access your details and accounts. When you consider the most often used security questions - the name of your first pet, or the first street you lived on - this information is easy to find if you do not protect your identity online. This is why it is important to be mindful of where you share that information.
When engaging online, it is important to be more than just careful - you need to be vigilant. Not everything you read online will be from a reliable source. Phishing scams are used to target individuals and trick them into providing personal information.
Protecting yourself when you go online is a necessity. With a world of information accessible at your fingertips, it is easy to get caught up in the ease of accessibility and on-demand information available. However, you don’t want your personal details to be easily accessible for everyone else. Our ‘stay safe online’ blog series will share tips that you can utilise going forward to protect yourself when interacting with the online world.
Passwords are the best way to keep your information safe. It is the access key to all your accounts, whether it be social media, banking, e-commerce sites or simply your emails. And inside those accounts are your important personal details. It is important to make sure your passwords are not easily guessable by others, and that they are stored securely.
If you’re looking for a property project, or you have a property within your portfolio that requires some attention, then the type of funding you choose will be an important consideration. You might have known that a bank loan is available to you, but have you considered residential development finance?
TAB's CEO and founder Duncan Kreeger featured in the latest Business Disrupted Magazine, by ORT UK. Duncan discussed TAB’s unique business model, and how our innovative approach to using technology and digital platforms is making property investment more accessible.
A TAB bridging loan is a short-term loan that can help you make the purchase of an investment property before the planned funds of your own are available. Often, as the name suggests, it is used to bridge the gap when buying a new property before you have sold the old one.
For example, purchasing the land for where you wish to build a new house whilst you are in the process of selling another property - a land bridge loan could be a good solution.
With the release of the spring’s mini-budget statement, the potential rate of inflation has risen from 5.00% to an estimated 7.40% this year. It’s an estimation that’ll leave the UK with the highest level of inflation in the last 30 years, leading to a huge impact on living costs.
Since the housing market began operating again under the ‘new normal’ 18 months ago, sales have increased. Fuelled by a change in property requirements and the stamp duty holiday, the average property price now exceeds £250,000 and as of October 2021, annual price growth of 9.90% was recorded. With inflation estimated to increase, interest rates will be impacted and are expected to rise, could this impact the property market?
TAB hosted a specialist finance industry event to mark the move into our new headquarters in Borehamwood. Brokers, solicitors, borrowers and staff made up the 70 people in attendance.
Throughout the evening we invited guests for a short interview and polled brokers on three things:
Other questions asked included what makes a good lender, what’s the quickest deal you’ve ever completed, what product is most needed as well, what can the bridging market do better, as well as what are the best features of the bridging industry and what three words best describe TAB.
Working in an office for long periods of time can often lead to quite a sedentary lifestyle. The long hours spent at a desk can often cause many to neglect going on walks, bike rides and general exercise.
General exercise as small as going for a walk can have a positive effect on our physical and mental health. At TAB and NHG, we’re undertaking a “Walk to MIPIM” challenge.
Bridging finance provides a short-term financial solution. Often, as the name suggests, it is used to bridge the gap when buying a new property before you have sold the old one. Over the years, bridging finance has been utilised by residential homeowners and developers alike, the fast access to capital helps property dreams become a reality and allows the borrower time to source longer term financial solutions.
Are you considering applying for refurbishment finance to get your project started? Taking out any type of loan needs to be carefully considered, and should be noted that any property used as security is at risk of repossession if you do not keep up with your payments. That being said, you can take the following steps ahead of time to prepare before making your loan application.
Chancellor Rishi Sunak presented the 2021 Autumn Budget on Wednesday 27 October 2021. Overall, the budget heavily focused on support and strategy for UK industries in a bid to reboot the economy post Covid-19. This was a far cry from the low taxes and spending restraint previously exercised.
The housing crisis started in the early 1980s and has been exacerbated over the years as house prices, relative to income, have continued to climb. While it seems that there are new build developments popping up nationwide, the issue is that – for many – property prices are unfeasible.
The question is, could you invest in loans that could potentially positively impact the housing shortage and lack of affordable homes?
There are countless aspiring property investors in the UK who are yet to start their investment careers. But a bad credit history has forced them to put their dreams on the backburner, believing they cannot succeed without having a perfect credit score. This is not always the case. If you’re an investor who has yet to begin investing in property, this blog will provide information on how to get started even if you think your financial history could impact your future.
Before we start, it should be noted that as with any investment, your capital is at risk and you should seek advice concerning suitability from your investment adviser. Returns may vary and you should not invest more than you can afford to lose. This information does not constitute advice or a personal recommendation.
For those looking for a reliable and profitable way to improve their finances, investing in property is a popular investment option in the UK. It is no secret that even investors from overseas are tapping into the country’s lucrative property market and benefitting from high capital appreciation and substantial rental yields.
There are always new investment products popping up on the market. We live in a world where you can virtually find an investment to not only suit your goals and appetite for risk, but your personal taste too. At TAB we are dedicated to helping investors build their own diversified property portfolios through bridging loan investments and fractional property.
England is blessed with some incredible architecture. Throughout history those of blue blood have employed the finest engineers to create astounding castles, palaces, estates, and manors. While dwellings had been created beforehand, it was the Normans who first turned their hand to large-scale buildings following the Battle of Hasting in 1066 and built Berkhamsted Castle, the oldest castle in England. Due to its age and historical significance, you cannot put a price tag on Berkhamsted Castle. However, below we have managed to value some other examples of iconic British architecture in case you fancied living like a royal.