Bridging Loan Investments | Short-Term Lending

Featured loan

Invest in property backed bridging loan investments with terms that suit your investment goals
Build your own diversified property portfolio and manage it yourself
Minimum investment from £1,000
Monthly interest payments
No hidden charges
TAB has always paid 100% capital and interest to our investors.

Loan

8.81%

106763 - Cowfold, Horsham

Loan:

£360,000.00

Investor return:

8.81% (tracker)

LTV:

69.90%

Details

Invest

View TAB Lending FAQs

INTEREST RATE CALCULATOR

Investment:

Monthly investor return

0.00%

Investor return

£ 000,000

Capital at risk. Interest payments are not guaranteed. Past performance is not a reliable indicator of future results and should not be relied on. Investors cannot liquidate investments but borrowers may repay loans early, late, or not at all. Before investing read key risks here.

TAB Lending bridging loan investments: How it works

TAB Lending, property backed loan investments with predictable returns and a monthly income.

1. Terms for the loan are agreed

Borrowers apply to TAB for a loan. TAB and the borrowers agree terms. TAB carries out due diligence, and the loans are underwritten.

2. The loan is listed on the TAB Market

The loan is then made available as a TAB Lending investment on the TAB Market. A breakdown of financials, term sheets and valuation reports can be found within the loan details.

3. Investors commit funds to invest

Investors view opportunities on the TAB Market and can invest from £1,000. Email confirmation is sent to investors on the commitment of funds.

4. Transfer of funds

Once the loan has been fully funded, investors will be emailed to send funds within 24 hours. TAB will confirm receipt of funds.

5. Loan completion

TAB registers a legal charge (the security) over property or land. TAB will hold the security on trust for the investors. Investors will receive an acknowledgement once the loan has completed.

6. Return for investors

TAB is appointed to act as manager, and monthly statements detailing the loan income is circulated to investors. Interest payments are monthly up until loan redemption.

7. Loan redemption

When the loan term ends or, in some cases, if the loan redeems early, investors have their capital returned. Borrowers can also request an extension on their loan. It is possible that a borrower could default, meaning they do not repay their loan on time. Once the loans have been redeemed, investors can then choose to invest in other opportunities on the TAB Market.

FAQs

TAB Market

The TAB Market is where you can find TAB fractional property investment opportunities. If you want to stay tuned and get alerts when loans and properties are available you can sign up to our mailing list

We have decades of lending experience and our technology solutions allow us to execute deals quickly and efficiently. This means we have an ample stream of investment opportunities for our investors.

Loan Fully Funded

8.81%

106763 - Cowfold, Horsham

Loan:

£360,000.00

Investor return:

8.81% (pa) (tracker)

LTV:

69.90%

Investment details

View TAB Lending FAQs

Loan Fully Funded

9.56%

107579 - Ripon, North Yorkshire

Loan:

£1,120,000.00

Investor return:

9.56% (pa) (tracker)

LTV:

70.00%

Investment details

View TAB Lending FAQs

Loan Fully Funded

10.31%

109528 - Southend-on-Sea, Essex

Loan:

£526,500.00

Investor return:

10.31% (pa) (tracker)

LTV:

65.00%

Investment details

View TAB Lending FAQs

Loan Fully Funded

10.31%

108664 - Barnes, London

Loan:

£379,000.00

Investor return:

10.31% (pa) (tracker)

LTV:

64.95%

Investment details

View TAB Lending FAQs

Loan Fully Funded

9.00%

107915 - Margate, Kent

Loan:

£470,000.00

Investor return:

9.00% (pa) (tracker)

LTV:

47.00%

Investment details

View TAB Lending FAQs

Capital is at risk. Interest and income payments are not guaranteed. TAB Property returns can go down as well as up. Past performance and forecasts are not reliable indicators of future results and should not be relied on. Before investing read key risks here.

Explore the TAB Market

Invest in bridging loan investments in five easy steps

Register

Personalise

Pass our short investment quiz 'Understanding TAB'. It is important you understand the risks that are involved when investing with TAB.

Checks

For Anti Money Laundering (AML) and Know Your Customer (KYC) purposes, we require more information about you. At this step, you need to confirm the type of account you would like to open.

Invest

Choose from one of our investment opportunities on the TAB Market and invest from £1,000.

Confirmed

Once your commitment to invest has been confirmed, send your funds to TAB and receive loan completion and start earning a return.

Start investing

TAB provides bridging loan investments for property projects. We understand short term lending requirements and have the experience to transact swiftly while taking a prudent approach to risk. TAB Lending matches people who want to borrow with people who want to invest.

TAB’s foundations are built on our key values: trust, transparency and innovation, while giving customers a personalised and efficient experience. The decades of property market experience, our in-house legal team, our quality underwriters and the high-level salespeople who make up the TAB team have allowed us to grow our loan book to almost £50m within the space of three years. Working out of our North London offices, our small but agile team cultivates a collaborative environment where we can learn from each other to ensure we are constantly improving and evolving our service.

Learn more about TAB

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Frequently asked questions

TAB Lending is an investment into a short-term loan. The loans are secured against UK commercial and residential property. You have the ability to select the TAB Lending loan that best suits your investment needs. TAB Lending covers bridging loans, land with planning loans and also development loans. You can learn more about TAB Lending and how it works here.

TAB does not currently offer a secondary market or other facility which allows you to transfer or exit your investment early. Once you invest, you are committed for the full period. TAB will be launching a secondary market TAB Exchange in the future. However, no date has been set and you should not rely on it being available to you during the period of any investments you make today.

TAB understands that lending requirements are different to all borrowers and our aim is to be flexible with our service, meaning we can offer different terms to meet their needs. Consequently, TAB Lending investments also have different terms, allowing you to invest in loans with terms and risk profiles that suit your investment goals and requirements.

Each loan has its own TAB Lending card which provides highlights of each investment on the TAB Market. Full details of the investments are available on the investment details page which is accessible once you have registered for a TAB account. The investment details page will give you access to a third party valuation report, undertaken by a RICS accredited surveyor, the term sheet, borrower information, financials of the loan and any other information associated with the loan. The term sheet sets out the amount of the loan, its principal terms including duration, rate of interest, arrangements for repayment and servicing of interest by the borrower, details of the property over which the security is to be created and fees. You should read these alongside the Funding Agreement which sets out your general terms and conditions. If you have any questions about a TAB Lending investment and the investment details page please contact our investor relations team at help@tabhq.com.

For more information you can view our full list of frequently asked questions here.