TAB bridging loan calculator

Use the TAB bridging loan calculator to find out how much you could borrow.

Calculate now

TAB. Trust. Transparency.

Bridging loan calculator

calculator step 1
Enter your details

Provide information on the property's valuation and the amount you require to borrow

calculator step 2
Provide contact information

Please provide your contact details, including name and phone number

calculator step 3
Speak to a specialist

One of our lending specialists will be in touch to discuss your case and give you the opportunity to ask any questions

Use TAB’s easy to use bridging loan calculator to estimate the amount you could potentially borrow for a bridging loan. By inputting relevant information into the calculator, you can quickly generate an estimate of the loan amount. Please note that this calculator is designed for demonstration purposes solely. For a precise and personalised cost breakdown that meets your requirements, kindly reach out to our team of bridging experts at 0208 057 9070.


BRIDGING LOAN CALCULATOR

Security value
£
Loan amount required
£
Asset class
Security type
Outstanding mortgage
£
Term in months
LTV

TAB bridging loan estimate:

Gross loan
£

Net loan
£

Interest rate
£

The results generated by the calculator are based on the information provided and are for informational purposes only. The loan terms are subject to change and may vary depending on various factors, and users should take the results generated by the finance calculator as estimates and not as absolute truths.

About the calculator

Loan amount required

The amount you want to borrow.

Asset class

It’s common for borrowers to use property as security. The asset class refers to the characterisation of that property.

Security type

This field allows you to specify whether the loan you are applying for is a first charge or a second charge.

A first charge loan is the primary loan secured against a property. This means it has the first claim on the property in the event of a default. A second charge loan is an additional loan that is secured against the same property but has a secondary claim after the first charge loan. This is also known as a second mortgage. Read our blog on the difference between first and second charge loans to learn more.

Term in months

Bridging loans with TAB can be up to 24 months.

LTV

LTV = Loan to value. This is the proportion of the total loan amount vs the total property value. The maximum LTV % available on the TAB bridging loan calculator is 75%. Read this blog on understanding loan to value (LTV) to learn more.

Understanding the results

Gross loan amount

This is the total loan amount before any fees or costs are deducted.

Net loan amount

This is the total loan amount net and fees or costs deducted, note that this is indicative of the information provided and terms are subject to change depending on various factors.

Interest rate

This is the estimated bridge loan interest rate payable.

Return to products

We want to make sure you have the right support for you. Whether it's a current deal, an enquiry or your investor account. You can speak to one of our team members from Monday to Friday 9am to 5:30pm

Get started with bridging loans today

Contact one of our experts now for more information on our bridging loans.


Broker / borrower enquiries

General enquiries


Frequently asked questions

  • There are many circumstances that may require bridging finance. When you wish to invest in the purchase of a property as a cash buyer and do not have the time to wait for a typical buy-to-let or commercial mortgage (typically applied to auction purchases).
  • When an existing chain becomes broken, possibly due to a buyer dropping out which puts the purchase of your new home at risk.
  • When you intend to use the finance to build a property development, which will then be sold upon completion.
  • When you require a cash injection to supplement potential cash flow issues or investment into your business
  • When planning to use additional finance to sell a property after renovation.

To be eligible for a bridging loan from TAB, there are some key factors to consider:

  • Aged 21 or over
  • UK resident
  • Credit history: While typically we consider all situations, if your planned exit is refinancing you will need to prove you will be accepted

We also lend to expats and offshore companies and trusts, individuals, partnerships, limited companies

The amount you can borrow may be subject to limitations based on factors such as the property's condition, your credit history, necessary property improvements, or the available refinancing options.

A bridging loan calculator is a tool designed to provide you with an estimate of the amount you might be able to borrow through a bridging loan, as well as the likely costs associated with it. By entering details such as the desired loan amount, the value of the property you are securing the loan against, and the intended duration of the loan, the calculator can give you a clearer picture of your potential loan structure. Although it is a helpful tool, the calculations are indicative and intended for demonstration purposes only. The calculations help you with planning and decision-making but should not be solely relied upon for financial commitments.

For more information you can view our full list of frequently asked questions here.

Return to products

TAB awards

whatsapp icon