Why take out a bridging loan?

There are many circumstances that may require bridging finance. When you wish to invest in the purchase of a property as a cash buyer and do not have the time to wait for a typical buy-to-let or commercial mortgage (typically applied to auction purchases). When an existing chain becomes broken, possibly due to a buyer dropping out which puts the purchase of your new home at risk. When you intend to use the finance to build a property development, which will then be sold upon completion. When you require a cash injection to supplement potential cash flow issues or investment into your business When planning to use additional finance to sell a property after renovation.

Am I eligible for a bridging loan?

To be eligible for a bridging loan from TAB, there are some key factors to consider: Aged 21 or over UK resident Credit history: While typically we consider all situations, if your planned exit is refinancing you will need to prove you will be accepted We also lend to expats and offshore companies and trusts, individuals, partnerships, limited companies

TAB's Loan calculators

Our handy and easy-to-use online tools provide quick approximations so you can assess affordability and only take a few minutes to complete. Simply input your desired loan details to generate indicative borrowing power and monthly payment approximations.

Email yourself the results so you have them for future reference. One of TAB's lending experts will also review your estimates and discuss how we can tailor loan solutions to meet your needs.

TAB's calculators are designed to help you make informed decisions when weighing borrowing needs for property. Begin exploring your financing options now by selecting the loan calculator that fits your needs.

TAB Loan calculators

Bridging loan calculator

Have an investment property you’re looking to raise equity on, have purchased at auction or need short term finance? Then our bridging loan calculator will show you how much we may be able to lend for your property projects.

Calculate now

Commercial mortgage borrowing calculator

Professional landlord, own a HMO or purchasing property for your business and looking for a commercial mortgage? Try our quick borrowing calculator and find out how much we may be able to lend you.

Calculate now

TAB loan calculators explained

Use our loan calculators to estimate your potential loan amount and monthly payments before starting an application. Our easy-to-use tools allow you to input your property information and see projected monthly repayments, borrowing amounts and other key loan estimates.

Not sure which calculator you need? Our team of experts can explain the differences between our bridging loan and commercial mortgage calculators. We're here to help you choose the right loan product and terms to meet your financing needs.

After using the calculators to get estimates, you can email the results to yourself for future reference. One of our lending specialists will then contact you to discuss your calculations and loan options in greater detail. We can clarify any questions and help you begin the application process for your preferred TAB loan.

Our suite of online calculators makes it easy to get ballpark figures before formally applying. This helps set clear expectations as you look to secure financing for your next real estate project. Let our simple tools and expert support guide you in choosing the optimal TAB loan for your needs.

We want to make sure you have the right support for you. Whether it's a current deal, an enquiry or your investor account. You can speak to one of our team members from Monday to Friday 9am to 5:30pm

Get started with bridging loans today

Contact one of our experts now for more information on our bridging loans.

Broker / borrower enquiries

0208 057 9070

enquiries@tabhq.com

General enquiries

0208 057 9070

help@tabhq.com

Frequently asked questions

There are many circumstances that may require bridging finance. When you wish to invest in the purchase of a property as a cash buyer and do not have the time to wait for a typical buy-to-let or commercial mortgage (typically applied to auction purchases).
When an existing chain becomes broken, possibly due to a buyer dropping out which puts the purchase of your new home at risk.
When you intend to use the finance to build a property development, which will then be sold upon completion.
When you require a cash injection to supplement potential cash flow issues or investment into your business
When planning to use additional finance to sell a property after renovation.

To be eligible for a bridging loan from TAB, there are some key factors to consider:

Aged 21 or over
UK resident
Credit history: While typically we consider all situations, if your planned exit is refinancing you will need to prove you will be accepted

We also lend to expats and offshore companies and trusts, individuals, partnerships, limited companies

The amount you can borrow may be subject to limitations based on factors such as the property's condition, your credit history, necessary property improvements, or the available refinancing options.

A bridging loan calculator is a tool designed to provide you with an estimate of the amount you might be able to borrow through a bridging loan, as well as the likely costs associated with it. By entering details such as the desired loan amount, the value of the property you are securing the loan against, and the intended duration of the loan, the calculator can give you a clearer picture of your potential loan structure. Although it is a helpful tool, the calculations are indicative and intended for demonstration purposes only. The calculations help you with planning and decision-making but should not be solely relied upon for financial commitments.

For more information you can view our full list of frequently asked questions here.

Our team

TAB knows the value of keeping things simple and transparent for everyone. Whatever the size or scope of your plans, our expert team of underwriters, business development managers, and an in-house legal team are here to help with your requirements. Book a meeting with one of our team today.