TAB provided a £675,000 bridging facility over 12 months at 69.95% LTV, secured against a mixed-use freehold public house with letting rooms in a prime West London location.

The asset comprises a well-established pub with short-term accommodation above, generating consistent income across both trading and residential elements, in a high-footfall area with strong transport links.

The borrower, an experienced operator, had been trading from the property under a leasehold arrangement for two years. When the opportunity arose to acquire the freehold, they required a fast and reliable funding solution to secure full ownership and enhance their long-term investment position.

TAB delivered a time-sensitive bridging facility, structuring the loan to support the transition from leasehold to freehold while underwriting both the trading business and residential income streams.

The funding enabled the borrower to complete the acquisition within required timeframes, securing control of a high-performing, income-generating asset with clear potential for further optimisation.

The exit strategy is refinance onto a commercial investment mortgage.