Land with planning bridging loans

Get fast, short-term access to the capital you need to complete your projects

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TAB. Trust. Transparency.

1. Efficient and flexible service

2. Terms from one to 24 months

3. LTVs up to 70% 

4. No exit fees

5. Over 15 years of lending experience

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Land with planning loans

TAB’s land with planning loans are loans that are often used to purchase or refinance the land that has planning permission to build or develop both residential and commercial properties. TAB lends directly to borrowers and through intermediaries. We offer loans up to 60% of the gross development valuation of your project, including the cost of borrowing. There are no exit fees and no early repayment fees either. 

Our experience means we can be flexible with our valuations and consider projects that more traditional lenders would not. We pride ourselves on trust and transparency.

TAB loans are unregulated. Any property used as security is at risk of repossession if you do not keep up with your payments.

Landing with planning loans product details

Interest rate:
From 1.00% pm
Minimum loan:
£ 100,000
Maximum loan:
£ 5,000,000
Up to 65%
Maximum 24 months
Exit Fee:

Other charges may apply

How it works

Borrower applies

Following an initial enquiry, borrowers apply for a loan through our application process.

Decision made

Our team undertakes their due diligence and underwriting process on the borrower and the security property. Terms are then agreed.

Perfect match

The loan is then matched with investors on the TAB platform. Funds are typically available within just 14 days.

Make an enquiry

Feefo review

Case studies

1714 - Braunton, Devon
TAB completes our first deal with Brightstar Specialist Finance, a 9 month land with planning bridging loan. The loan is required for the refinance from their existing lender as the borrower was let down by their development funder and needed additional time to secure a new loan in place and... ..
1410 - Rotherham, Yorkshire
The client required a £352,000 first charge commercial loan to purchase two commercial warehouses for the clients’ business to occupy. The client will refinance to a commercial mortgage once company accounts have been submitted as his exit strategy. The client needed to complete quickly and TAB provided the loan at... ..
1261 - Digbeth, Birmingham
The client required £2,480,000 first charge land with planning loan for 12 months. The property is a site with planning permission which they were able to purchase below value due to a distressed sale. Due to the sensitive time scales the client required a bridge loan to purchase rather than... ..

Our team

TAB knows the value of keeping things simple and transparent for everyone. Whatever the size or scope of your plans, our expert team of underwriters, business development managers, and an in-house legal team are here to help with your requirements. Book a meeting with one of our team today.


Duncan Kreeger

Founder and CEO

Nick Russell

Sales Director

Eli Korman

Chief Investment Officer and Head of Development Finance

Danny Scoltock

Head of Underwriting

Find out more

Meet the rest of the team


You can also stay up to date by following us on social media or by visiting TAB U.

Arc & Co. meets Duncan Kreeger and Nick Russell of TAB
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How to invest in real estate with little or no money!

Frequently asked questions

A bridging loan is a short term loan that typically lasts between 3 - 24 months. It is designed to bridge the gap in your finances until a long term financial solution can be sought or additional funds are received from an alternative source, such as a property sale.

At TAB we know that every borrower is unique. We have the flexibility to consider the broadest range of circumstances and the property market experience to recognize potential where traditional lenders see risk. - Refurbishment/redevelopment loans of all for properties of sizes and complexity - Developer exit loans for completed and nearly completed projects in need of extra finance - Auction completing loans - Commercial bridging loans to expand property portfolios - Mortgage bridging loans, when traditional lenders can’t complete quickly enough.

A land bridging loan is a type of short term finance used to purchase or even refinance land that has planning permission to build or develop residential or commercial properties.

Due to the short term nature of a bridging loan, the sum of money borrowed is due for repayment according to the terms that are agreed upon before the loan is completed. Interest is charged on bridging loans which is calculated on a monthly basis. Interest can be paid in one of two ways. Either monthly (serviced) or retained (unserviced). Retained means the total cost of the interest will be rolled up and added to the initial lump sum borrowed and due for repayment at the end of the loan term.

For more information you can view our full list of frequently asked questions here.